When shopping for a new vehicle in the East Baton Rouge area, knowing your Acura car loan rate will help you avoid overpaying and ensure you can successfully manage your monthly auto payments. The lower the annual percentage rate, the easier the payments will be on your budget. Below, our finance department at Acura of Baton Rouge breaks down the most common credit scores and the approximate annual APR for each.
This is the average APR by credit score on new car loans:
Here is the average APR by credit score on used car loans:
As you can see from the above chart, higher credit scores typically come with lower interest. To secure the most optimal Acura financing rate, it’s important to plan ahead. Find out your credit score before going to the dealership so you know what you can afford and can negotiate accordingly. Going by this chart, a good Acura new car financing rate ranges from 4.75% to 13.42%, and, for a used vehicle, 5.99% to 20.62%.
Here are a few other tips for acquiring the best possible rate and boosting your credit in the process:
The average interest rate for a new vehicle loan in the Ascension and Livingston area is around 6.27%. But, again, everything depends on your credit score. As part of your planning, be sure to get pre-approved as soon as possible. This way, you can look into all potential offers and guarantee you’re getting the best deal possible.
Now that you have a better understanding of Acura financing rates, let our Baton Rouge finance center guide you through the pre-approval process. Then you’ll be ready to compare rates, test drive vehicles, and make an offer. And don’t forget to check out our new vehicle specials to save even more!
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225-435-8060
Call Now13550 Airline Hwy • Baton Rouge, LA 70817
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Open Today! Service: 7:30am-6pm
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